Categories
The Z1 Retail Engine supports a predefined set of categories. These categories are organized into two main groups: Inflows and Outflows.
- Inflows represent all categories related to incoming transactions, such as salary payments, refunds, or other types of income.
- Outflows represent all categories related to outgoing transactions, such as purchases, subscriptions, or transfers.
Both Z1 profiles use the same categories for their categorization tasks.
Inflow categories
The following table lists all categories related to inflows, representing incoming transactions such as salaries, refunds, and other types of income.
L1 Name
L2 Name
L3 Name
Code
Inflows
Income
Fixed income
R010101
Inflows
Income
Variable income
R010102
Inflows
Income
Investment income
R010103
Inflows
Income
Rent income
R010104
Inflows
Income
Other income inflows
R010199
Inflows
Benefits and subsidies
Unemployment benefit
R010201
Inflows
Benefits and subsidies
Sickness benefit
R010202
Inflows
Benefits and subsidies
Disability benefit
R010203
Inflows
Benefits and subsidies
Childbirth benefit
R010204
Inflows
Benefits and subsidies
Assistance subsidy
R010205
Inflows
Benefits and subsidies
Childcare subsidy
R010206
Inflows
Benefits and subsidies
Day care subsidy
R010207
Inflows
Benefits and subsidies
Healthcare subsidy
R010208
Inflows
Benefits and subsidies
Rent subsidy
R010209
Inflows
Benefits and subsidies
Child related budget
R010210
Inflows
Benefits and subsidies
Other benefits and subsidies inflows
R010299
Inflows
Pension
State pension
R010301
Inflows
Pension
Personal pension
R010302
Inflows
Pension
Other pension inflows
R010399
Inflows
Loans
Consumer loan inflow
R010401
Inflows
Loans
Student loan inflow
R010402
Inflows
Loans
Private loan inflow
R010403
Inflows
Loans
Flash loan inflow
R010404
Inflows
Loans
Other loan inflows
R010499
Inflows
Alimony
Child alimony inflow
R010601
Inflows
Alimony
Partner alimony inflow
R010602
Inflows
Alimony
Other alimony inflows
R010699
Inflows
Refunds and reimbursements
Reversal payment inflow
R010701
Inflows
Refunds and reimbursements
Other refunds and reimbursements inflows
R010799
Inflows
Insurance
Health insurance inflow
R010801
Inflows
Insurance
Car insurance inflow
R010802
Inflows
Insurance
Other insurance inflows
R010899
Inflows
Tax
Tax return
R010901
Inflows
Tax
Other tax inflows
R010999
Inflows
Cash deposit
Cash deposit
R011001
Inflows
Gambling
Gambling
R011101
Inflows
Crypto
Crypto
R011201
Inflows
Lotteries
Lotteries
R011301
Inflows
Other
Other inflows
R019999
Inflows
Internal transactions
Other internal transaction inflows
R010099
Outflow categories
The following table lists all categories related to outflows, representing incoming transactions such as purchases, subscriptions, and other types of income.
L1 Name
L2 Name
L3 Name
Code
Outflows
Housing
Rent
R020101
Outflows
Housing
Mortgage
R020102
Outflows
Housing
Real estate purchase
R020103
Outflows
Housing
Rent deposit
R020104
Outflows
Housing
Other housing outflows
R020199
Outflows
Utilities
Energy
R020201
Outflows
Utilities
Water
R020202
Outflows
Utilities
Other utilities outflows
R020299
Outflows
Tax
Car tax
R020301
Outflows
Tax
Municipal tax
R020302
Outflows
Tax
Income tax
R020303
Outflows
Tax
Other tax outflows
R020399
Outflows
Insurance
Health insurance outflow
R020401
Outflows
Insurance
Car insurance outflow
R020402
Outflows
Insurance
Other insurance outflows
R020499
Outflows
Home and leisure
Groceries
R020501
Outflows
Home and leisure
Clothing
R020502
Outflows
Home and leisure
Medical
R020503
Outflows
Home and leisure
Education
R020504
Outflows
Home and leisure
Day care and out of school care
R020505
Outflows
Home and leisure
Financial
R020506
Outflows
Home and leisure
Restaurants bars and clubs
R020507
Outflows
Home and leisure
Travel and vacation
R020508
Outflows
Home and leisure
Culture sports and recreation
R020509
Outflows
Home and leisure
Other home and leisure outflows
R020599
Outflows
Mobility
Car lease
R020601
Outflows
Mobility
Car costs
R020602
Outflows
Mobility
Other mobility outflows
R020699
Outflows
Pension and investments
Investment outflows
R020801
Outflows
Pension and investments
Pension outflows
R020802
Outflows
Pension and investments
Other pensions and investments
R020899
Outflows
Loans
Student loan repayment
R020901
Outflows
Loans
Consumer loan repayment
R020902
Outflows
Loans
Private loan repayment
R020903
Outflows
Loans
Flash loan repayment
R020904
Outflows
Loans
BNPL repayment
R020905
Outflows
Loans
Other loan repayment outflows
R020999
Outflows
Fines and debt
collection Fines
R021001
Outflows
Alimony
Child alimony outflow
R021201
Outflows
Alimony
Partner alimony outflow
R021202
Outflows
Alimony
Other alimony outflows
R021299
Outflows
Refunds and reimbursements
Reversal payment outflow
R021301
Outflows
Refunds and reimbursements
Other refunds and reimbursements outflows
R021399
Outflows
Debt collection
Debt collection agencies
R021401
Outflows
Debt collection
Bailiffs
R021402
Outflows
Debt collection
Other debt collection
R021499
Outflows
Cash
Cash withdrawal
R021501
Outflows
Gambling
Gambling
R021601
Outflows
Crypto
Crypto
R021701
Outflows
Lotteries
Lotteries
R021801
Outflows
Other
Other outflows
R029999
Outflows
Internal transactions
Other internal transaction outflows
R020099