Categories
The Z2 Engine supports predefined categories for the retail and corporate profiles.
Retail categories
Category
Description
income.salary
Wages, salary, bonuses, and holiday pay received from an employer.
income.rent
Rental income received from tenants.
income.other
Income not captured by a more specific category.
housing.rent
Rent paid to a landlord or housing corporation.
housing.mortgage
Mortgage repayments on a residential property.
subsidy.other
Government benefits not covered by a more specific category.
subsidy.family
Child and family benefits, such as child benefit and childcare allowance.
subsidy.health
Health-related government allowances, including healthcare allowance.
subsidy.old_age
State retirement pension and survivors' benefits.
subsidy.social
Social assistance benefits.
subsidy.unemployment
Unemployment benefits.
loan.other
General loan transactions not captured by a more specific category.
loan.student
Student loan disbursements and repayments.
loan.flash
Short-term, high-interest credit such as payday loans and mini-loans.
loan.vehicle_lease
Vehicle lease instalments.
loan.debt_collection
Payments to or from debt collection agencies and court bailiffs.
alimony.other
Alimony payments, covering both child and partner maintenance.
insurance.other
Insurance premiums where the specific type of cover is not identified.
insurance.health
Health insurance premiums and associated costs.
insurance.vehicle
Vehicle insurance premiums.
insurance.life
Life insurance premiums.
tax.other
Taxes and levies not covered by a more specific category.
tax.income
Income tax payments and refunds.
tax.vehicle
Road tax.
cash.other
Cash withdrawals and deposits at ATMs.
investments.other
Transfers to and from investment brokers and funds.
investments.savings
Transfers to and from savings accounts.
investments.pension
Private pension contributions and disbursements.
investments.crypto
Transactions with cryptocurrency exchanges and services.
expenses.education
Payments for education and tuition fees.
expenses.childcare
Payments to childcare providers.
expenses.utilities
Payments to energy and water suppliers.
expenses.vehicle
Vehicle-related costs, including fuel, maintenance, and parking.
expenses.other
General expenditure not captured by a more specific category.
gambling.other
Transactions with gambling operators and lottery services.
other.fines
Fines and penalties imposed by authorities.
other.payment_provider
Payments routed through a payment service provider where the underlying merchant could not be identified.
other.other
Transactions that could not be assigned to any specific category.
internal.other
Transfers between the account holder's own bank accounts.
Corporate categories
Category
Description
income.other
Revenue and income not captured by a more specific category.
income.factoring
Proceeds from invoice factoring and advance payments on receivables.
office.rent
Rent paid for business premises or office space.
office.mortgage
Mortgage repayments on business-owned property.
subsidy.other
Government grants and benefits.
loan.other
General loan transactions not captured by a more specific category.
loan.flash
Short-term, high-interest credit facilities.
loan.debt_collection
Payments to or from debt collection agencies and court bailiffs.
insurance.other
Insurance premiums.
tax.other
Taxes and levies not covered by a more specific category.
tax.vat
VAT payments and refunds.
tax.payroll
Payroll tax payments.
tax.dividend
Dividend tax payments and refunds.
tax.corporate
Corporate income tax payments and refunds.
tax.social
Social security contributions.
cash.other
Cash withdrawals and deposits at ATMs.
investment.other
Transfers to and from investment accounts and funds.
expenses.salary
Wages and salary payments made to employees.
expenses.fines
Fines and penalties imposed by authorities.
expenses.legal
Fees paid to law firms, notaries, and legal advisors.
expenses.other
General expenditure not captured by a more specific category.
gambling.other
Transactions with gambling operators and lottery services.
internal.other
Transfers between the entity's own bank accounts.